Bankruptcy Law

Debt Relief Solutions for Alabama Consumers and Businesses

At Akridge & Balch, P.C., we have been providing consumers and businesses in East Alabama with valuable debt relief solutions for more than 15 years. We take the time to thoroughly examine the financial records of our clients and help them make an informed decision about whether filing for bankruptcy is in their best interests.

Our firm is comprised of knowledgeable lawyers and paralegals. We communicate with our clients throughout the bankruptcy process. Contact us by calling 334-246-4697 to schedule a free initial consultation. We can give you an honest assessment of your debt relief options.

Consumer Bankruptcy

The high cost of medical care, divorce, job loss and credit card debt are just some of the reasons that force individuals and families into financial difficulty. Fortunately filing for bankruptcy can allow people to gain a fresh financial start while putting an immediate stop to foreclosure actions and creditor harassment. Our attorneys represent clients in legal proceedings regarding:

  • Chapter 7 bankruptcy: This option allows people to have their unsecured debt discharged. We help clients skillfully navigate the Chapter 7 bankruptcy procedure and take advantage of state and federal exemptions that can allow them to save their home, car and other personal property.
  • Chapter 13 bankruptcy: In Chapter 13 bankruptcy, consistent wage earners have their debt restructured by the court into an affordable monthly payment. The debt that cannot be discharged is paid off over three to five years.

We can help you determine whether you are eligible to file for either of these bankruptcy options.

Bankruptcy Representation for Businesses and Creditors

We represent Alabama businesses with Chapter 11 business reorganization. Our comprehensive debt relief representation allows companies to manage their debt situations efficiently.

We also represent creditors in bankruptcy proceedings filed by their debtors. Contact us to schedule a free initial consultation at our office in Auburn.